Ministry Of Housing: Two Suites Identified As Strictly &Nbsp; Specific Standards Are Being Worked Out

Ministry of housing, Vice Minister of Qi Qi 7, said that the Ministry of housing is in line with the central bank, the Banking Regulatory Commission to develop second sets of housing standards, a variety of cases will be identified as second suites. In addition, Qi Ji said that both the Ministry of housing and the statistics bureau had grasps the situation of the cities with too high prices rising, and urged them to go up too fast, and to issue detailed rules.
At least three or more cases belong to the second suite.

Qi Ji disclosed that for the second housing units how to identify, the Ministry of housing and the people's Bank of China and the Banking Regulatory Commission are studying and formulating the principles. He said that at least three cases will be identified as second suites.

Qi Ji said that in individual housing loans, the number of housing units for residents should be determined according to the housing registration information system of the borrower in the place where he intends to purchase his house, including his family, his spouse, his minor children, all the housing registration records and other related information.

"In view of the fact that some urban housing registration information systems are not very perfect, other information is needed to supplement them in practice." Qi Ji said. Under the following circumstances, the lender shall execute second sets of differentiated credit policies for two or more sets of borrowers.

In the first case, if the borrower first applies for a loan to buy a house, if the house registration system is located in the place where he intends to purchase the house, including the registration system for the pre-sale contract, his family has already registered one or more housing. The housing he repurchased will be second or more.

The second case is that the borrower has already used the loan to purchase one or more housing, and has applied for a loan to buy a house. It also considers that the housing is second or more.

In the third case, the lender is convinced that the borrower's family already has one or more houses through enquiry of credit records and visits.

"In the pre-sale contract registration system, there is a suite, which means that housing may still be in the process of trading, will also be identified as the second housing, the two suite is considered to be strict." Industry insiders believe that this further reveals the strict tendency of this round of regulation and control policy.

If necessary, the list of cities with too high housing prices will be published.

Qi Ji said that some policies formulated by the central government were aimed at the areas where housing prices were too high, too fast, and with tight supply. However, all regions should, in line with the requirements, combine the actual situation of the region, and promptly formulate detailed rules for the implementation of the implementation documents.

He said that the Ministry of housing and the National Bureau of statistics have grasps the average price level and the rate of increase of commodity housing, including the year-on-year, annulus ratio and other data. For this reason, we will urge these prices to rise too fast and come up with detailed rules, and even publish the list of these cities if necessary.

Studying insurance trust funds to participate in the construction of public rental housing

Qi Ji also revealed that in the process of accelerating the construction of public rental housing, support will be provided through land supply, financial support and taxation. Among them, the sources of funds are exploring the possibility of allowing insurance funds and long-term trust funds to participate in the construction of public rental housing through direct investment or directional recruitment, and the use of real estate trust funds to expand the financing channels for public rental housing.

Qi Qi said that the sources of funds for public rental housing construction also include: public rental housing built by government organizations can be included in the pilot projects of housing provident fund loans to support affordable housing; financial institutions are encouraged to grant medium and long-term loans to public rental housing; and eligible enterprises support public rental housing funds through issuing long-term bonds.

In addition, Qi Ji also revealed that in order to encourage private housing to rent, increase rental housing and regulate housing leasing, the Ministry of housing and housing will introduce housing lease measures with relevant departments as soon as possible, and make policy provisions on the rights and obligations of lessors and lessees.