National Day Bank Financing Cooling Products Can Start In The Short Term

Looking forward to it, and finally waiting for the eleven golden week, Xiaobian came back in the morning. After experiencing the gloomy July and August, the financial market finally saw some improvement in September. Taking advantage of the eleven golden week's festival financial boom, the public can buy short and medium term financial products in the eleven period, and it can catch up with another high yield trend at the end of the year.

360 monitoring data show that during the National Day Golden Week (10.1 - 10.7), banks issued 21 financial products. What are the financial products sold during the National Day?

Frequent buying of short-term products is often less profitable than buying a one-year or half yearly product. Investors should have long-term plans for their financial management and have their own arrangements. For seasonal products, if they catch up with the best, they will not have to wait.

Entering the September, the time effect of the end of the three quarter began to appear. The average expected yield of exclusive financial products sold by banks was relatively high. The number of products expected to yield more than 4.75% by the city commercial banks and joint-stock banks increased significantly. However, the yield of financial products issued by the four major banks was about 3.7%, and more than 5% of them had disappeared.

However, this time

Of the 21 financial products sold during the period, 13 products were expected to yield from 4.5% to 5%, 7 with more than 5%, and 1 below 4.5.

In late September (9.19-9.29), 1651 items were sold across the country.

Financial products, the average expected rate of return is 4.57%, more than 5% of the financial products accounted for 29% of the total sales, and mostly small city commercial banks in the local distribution of products.

In mid September, except for Ping An Bank and Bank of Bohai, the rest of the proceeds from the sale were 6% of the RMB financial products, which were sold by small towns, but not many in Beijing.

The Hubei bank issued the "Purple 379 series of RMB financial products," the 129 day, expected to yield 5.2%, is 21.

The highest return is worth buying.

As the general holidays are approaching, the demand for public consumption is increasing, leading to greater pressure on banks to raise cash. Therefore, they will raise the yield of financial products to absorb funds. Therefore, during the national day, banks will introduce some highly profitable financial products for the public to choose. When investors choose financial products, they may choose products in the medium or short term.

Because banks generally appear in the middle of the year at the end of the financial product, the behavior of rising revenue during this festival period, if the product now purchased for 3 months or so will expire at the end of December, just in time to catch up with the year-end financial products with high yield, so that the funds in their hands can be appreciated to the greatest extent.

The sixteenth phase of Jinfeng Financial Happiness weekend series is 3 months, and the expected yield is 5.15%, which is worth starting.